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$301 billion in direct payments to households. • $349 billion in loans to small businesses, with the amount spent on payroll, rent or utilities converting into grants that don’t have to be repaid.

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The S&P 500 surged 12.1% (down 13.6% y-t-d), and the Dow rose 12.7% (down 16.9%). Three-month treasury bill rates ended the week at 0.19%. investment-grade bond

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